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Think of it as a Digital ID Card + Credit Score for farmers. Built specifically for the offline economy. We power the apps that power farmers.
AgriID Rail is the silent infrastructure building persistent identity, payment rails and reputation scores for millions of farmers.
We don't compete with apps. We power them.
A unique ID (AGR-ID) linked to a mobile number and farm location. It works without smartphones and persists across seasons.
Direct integration with mobile money (MTN, Vodafone). No wallets to manage, just pure payment facilitation and verification.
Trust scores built from real economic activity. We track payment reliability to help buyers and lenders make safe decisions.
How one ID unlocks a lifetime of economic agency.
Every mobile money payment through the rail creates a permanent, verified record of economic activity. Trust is no longer anecdotal.
A farmer's creditworthiness grows with every season. Good behavior at a cocoa off-taker unlocks a loan at a commercial bank.
Banks and insurers plug into the rail to price risk accurately. For the first time, the "offline" farmer is visible to the global financial system.
Farmers are no longer passive recipients. With a verified AgriID, they can broadcast requests for credit, input financing, or insurance directly to a network of providers & partners.
The flow of data and money.
Buyers or NGOs connect via API. They upload their farmer lists via CSV or JSON.
System generates a unique AgriID. If the phone number exists, it links to the existing profile instead of duplicating.
Partner sends money. System routes via MTN/Vodafone. On success, an immutable event is logged.
The reputation engine updates. The farmer is now eligible for insurance or credit from other partners.
Agricultural Buyers, NGOs, Input Suppliers.
Smallholder & Commercial.
Financial Service Providers.
We utilize B2B recurring revenue streams with high durability and low churn.
Tiered pricing based on volume of calls and identity lookups.
Small percentage per payment processed through the rails.
Aggregated insights for market intelligence and risk assessment.